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Since there are millions of homeowners struggling to stay in their homes President Obama has enacted a mortgage stimulus plan that will help just that. The plan offers homeowners the opportunity to refinance their current mortgage loan into a lower fixed 4.5% rate. This plan will help struggling homeowners save a few hundred dollars a month. The "Home Affordability Plan" targets those people who are in need of short term help. There are also a number of options for those people with not so great credit. Those facing some hard financial times can find loan modification programs that can be utilized. Financial hardship can be caused by a number of different things decrease in income, job loss, medical emergency or other debts. This new mortgage modification plan helps homeowners catch up on their bills and mortgage payments. The new plan limits the payments to 31% of the homeowner's monthly income.



Along with limiting the mortgage payments to 31% the borrowers own debt can not exceed 51% of their total monthly income. The President along with Federal Reserve are working to lock in a fixed mortgage rate of 4.5% for all current and potential homeowners. If possible it is recommended getting a mortgage counselor, however if you can not afford one you can get one from the HUD. The HUD can appoint a counselor free of charge to act as your represent when approaching banks or lenders. Homeowners everywhere have seen their homes value drop by as much as 15% or more due to this mortgage crisis. Those who have had their homes drop in value are eligible to refinance into a fixed 4.5% interest rate. The economy is in trouble currently and President Obama is well aware of the situation. 75 billion dollars set aside to help the housing market and allow homeowners to refinance their mortgage. The number of foreclosures is higher than ever before and the housing market is suffering greatly. This mortgage modification program was enacted in hopes of saving the housing market and raise the price of homes all across America. Take advantage of this new mortgage modification plan enacted by President Obama.



Football is highly important in America! Fans are highly excited about their teams, whether they are high school, college, or pro football. As you might imagine, sports American football news is in high demand during football season and even more so during the play offs. There are different sources that everyone knows they can turn to. ESPN is a big one. They carry many football games each week, and scores for even more. There are other channels that do the same thing during football season. You can even subscribe to magazines that are full of news about football. High school football is important to students, teachers, parents, and others in the community. Usually the best place to get news about high school football is the local newspaper or news channels. Some news channels may show local scores on their website, too. Often scores and other information about high school football travel by word of mouth. High school football is more community based than college and pro football. College football is a favorite pastime in America, particularly in certain regions of the country. Sometimes high school students who are considering attending certain colleges are particularly interested in the scores.



In addition, students and alumni, teachers, parents, and just fans all want to know the college football scores. During bowl season, college football scores become even more important. Fans want to know which team will be named the national champion, and where their team ended up in the rankings. Many people pay a lot of money to get tickets for these important games. So where can you get your sports American football news during this important time during football season? There are numerous sources. You can check newspapers, radio stations, websites, and both local and national news channels. There are special sports channels dedicated just to college sports that will give you all the college football scores you want! Pro football is popular in America, too. The Super bowl is one of the biggest annual events in sports in America. Practically everyone has an opinion about who will win, and even the commercials are news. During the regular season, plenty of people are sitting in front of their televisions or sitting in the stadiums on Sundays, watching pro football. During the play offs that number increases. There are so many sources for pro football news. Newspapers, radio, and television all carry pro football scores. The Internet is another great source. As you can see, there is no shortage of methods for finding out sports American football news. Whether you like high school, college, or professional football, you will be able to get news about the sport twenty-four hours a day, no matter where you are in America.



Microsoft believes an Iranian group tried to hack 241 email accounts of "a U.S. U.S. government officials, journalists covering global politics and prominent Iranians living outside Iran," the company said Friday in a blog post. The impact: The hackers — who were apparently backed by Iran's government — targeted President Trump's re-election campaign, the New York Times reports. The group allegedly compromised 4 accounts, which Microsoft said did not belong to government officials or a presidential campaign. The big picture: The hacking attempts were not technologically complicated, and often involved using personal information found through research to reset victim passwords, including breaching a user’s backup email account to leverage access to a primary Microsoft-managed account. The group Microsoft believes is behind the hacks is well-documented and directed by the Iranian government. In different naming schemes, it is called APT 35, Charming Kitten, The Ajax Security Team and Phosphorus. The motive of the hackers is not immediately clear. Though election tampering is likely at the front of the American psyche for the U.S. — spying to gain information to better understand global affairs and negotiations. What's happening: The 78-year-old, released from the hospital on Friday, underwent a medical procedure after a blockage was found in one of his arteries. Senior campaign adviser Jeff Weaver said all upcoming campaign events are suspended "until further notice." His wife, Jane Sanders, released a statement during his hospitalization on Thursday saying there is no need for further procedures.

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